HotelsCoastal Devon
£12.4m
74-key trading hotel, acquisition and refurbishment. Senior at 62% LTV, £2.1m capex tranche against certified works.
Issue — two years of part-closure in the accounts.
Senior debt advisory · UK real estate
Capital, structured for the transactions that don't fit a template.
Senior, stretch senior and mezzanine debt for private clients, developers and their advisers. Every UK real estate sector. £2m to £75m+.
£500m+
Transacted
£2m–£75m+
Facility range
All sectors
UK real estate
24 hours
To indicative terms
Apartment blocks · Commercial · Prime central London
Who we are
Aura Capital Advisory is the senior arm of Aura Capital. We act for high net worth individuals, family offices and mid-sized developers on instructions of £2m and above — where the structure matters more than the rate.
Most instructions come through advisers: architects, accountants, solicitors, planners, agents and private bankers. You keep the relationship.
We are not a panel broker. We approach a short list of lenders chosen for the structure, and tell you at the outset what will fund and what won't.
From the team behind Aura Capital — £500m+ transacted.
Sectors
Every sector, from £2m
The threshold is deal size and structure, not asset type. Eight areas where we transact most.
01
Land & Strategic Sites
Pre-planning acquisition, options and promotion. Deferred interest, drawdowns against planning milestones.
02
Hotels & Hospitality
Acquisition, refurbishment, repositioning. Senior against EBITDA or VP value, ring-fenced capex.
03
Self-Storage
Ground-up, conversion, operating portfolios. Development debt rolling to investment terms on stabilisation.
04
Apartment Blocks & PRS
Block acquisition, BTR forward funding, en-bloc refinance. Senior investment and forward-commitment structures.
05
High-Value & Prime Residential
Prime purchase, refinance and heavy refurbishment. Offshore ownership, trusts, non-UK income.
06
Mixed-Use & Complex Assets
Part-let, planning-constrained, part-built. Senior/mezz stacks and replacement senior where a facility has stalled.
07
Commercial Property
Offices, industrial, logistics, retail, leisure. Senior against passing rent or VP value, capex for re-letting.
08
Student, Healthcare & Care
PBSA, care homes and healthcare premises. Underwritten on operator covenant and occupancy.
Also agricultural and rural. If it is UK real estate and £2m or above, it is in scope.
All eight sectors →How we work
Three stages, one advisor
The advisor who takes your first call structures the deal, runs the lenders and holds it to drawdown. No case team. No handover. Never passed to another broker.
Stage 01
Origination & Structuring
We test the asset, the exit and the ownership structure before the market sees it, and put the proposed structure in writing — including what won't fund.
Stage 02
Placement
A short, named list of lenders and credit funds chosen for the structure. Not a panel broadcast. NDAs where you want them.
Stage 03
Execution
Valuation, legals and credit, coordinated through to funds released — and every subsequent drawdown.
Track record
Selected transactions
General locations, clients unnamed. Completed facility sizes, illustrative only.
All 16 transactions →LandOxfordshire
£8.75m
41-acre strategic site with resolution to grant. Senior, interest fully deferred, further tranche on decision notice.
Issue — no consent at exchange.
PRSGreater Manchester
£31m
148 build-to-rent apartments, forward funded. Senior at 68% LTC, institutional forward commitment at PC.
Issue — fixed-price contract required before credit.
Self-storageWest Midlands
£9.2m
Distribution unit converted to 62,000 sq ft self-storage. Development debt rolling to a five-year term at 65% occupancy.
Issue — sponsor's first operational asset.
Prime residentialCentral London
£18.6m
Prime freehold refinance via offshore SPV. Senior at 55% LTV, 24 months, serviced from non-UK income.
Issue — non-UK borrower, multi-jurisdiction funds.
Mixed-useLeeds
£47m
Part-built scheme recapitalised after contractor insolvency. Replacement senior with £6.4m mezzanine.
Issue — incumbent lender in default; works stopped five months.
For introducers
Your client stays your client
Architects, accountants, solicitors, planners, agents, IFAs and private bankers bring us the instructions their own lending relationships can't place. Terms agreed in writing before we speak to anyone. Four commitments, every time.
01
A single point of contact
One senior advisor for the life of the instruction. You are copied on everything.
02
Confidentiality by default
Information goes only to the lenders pricing the deal. NDAs on request; names withheld at first approach.
03
Fees in writing
Split agreed and documented before we speak to your client. Paid on completion, from the transaction.
04
No client poaching
We act on the instruction introduced and nothing else. No marketing, no cross-selling, no follow-up without your consent.
Team
Senior advisors
PLACEHOLDER — supply names, photographs and approved bios.
[ Advisor name ]
Land & Development
[ Years ] years in development and structured property finance. Previously [ lender or bank ].
[ Advisor name ]
Hotels & Operational Assets
[ Years ] years in hospitality and trading-asset lending. Previously [ lender or bank ].
[ Advisor name ]
Investment & Prime Residential
[ Years ] years in investment and prime residential finance. Previously [ lender or bank ].
Insights
Market commentary
PLACEHOLDER — three articles to be written before launch.
Contact
Start a conversation
Send the outline. A senior advisor replies directly. If it is not for us, we will say so and tell you why.
Direct line
+44 (0)20 [ 0000 0000 ]
Introducer enquiries
Confidential. Senior advisor only.