Can you fund land with no planning consent?

Yes. Most of our land instructions are unconditional purchases before consent. Lenders advance against current value rather than consented value, typically 55–65%, with interest deferred to redemption.

How is interest handled when land produces no income?

Interest is normally rolled up or fully deferred and paid at redemption from the exit. The rolled amount is included in the facility and stress-tested against the exit value.

What is the minimum facility size?

£2m. Below that, Aura Capital handles bridging and development enquiries on the main site.

How quickly can indicative terms be issued?

Typically 24 hours from receiving the site details, planning position and evidenced exit. Formal offers follow valuation and credit.

Team

Senior advisors

Every instruction is held by one senior advisor from first call to final drawdown. Three specialisms, one process, direct access throughout.

Speak to a senior advisor→ See the track record→

£500m+

Transacted

Senior advisors

Sectors covered

Advisor per instruction

Advisors

Who you deal with

PLACEHOLDER — supply names, photographs and approved bios. Credibility lines must not be published without sign-off.

[ Advisor name ]

Land & Development

[ Years ] years in development and structured property finance. Previously [ lender or bank ].

Focus: Strategic land, staged drawdown facilities and pre-planning acquisition.

[ Advisor name ]

Hotels & Operational Assets

[ Years ] years in hospitality and trading-asset lending. Previously [ lender or bank ].

Focus: Hotels, self-storage, student and care, and EBITDA-based underwriting.

[ Advisor name ]

Investment & Prime Residential

[ Years ] years in investment and prime residential finance. Previously [ lender or bank ].

Focus: PRS, en-bloc refinance, commercial investment and offshore ownership structures.

Enquire

Speak to a senior advisor

Ask for a specialism or send the outline and we will route it. A senior advisor replies directly.

Direct line

+44 (0)20 [ 0000 0000 ]

advisory@auracapital.co.uk